Get the Skyqbit apps
Skyqbit Finance captures UPI receipts shared from PhonePe, Google Pay and Paytm, imports bank and wallet statements, and keeps budgets, goals, lending and recurring bills. SecureVault keeps passwords, 2FA codes and documents encrypted on the phone itself, with no account and no server.
Both are distributed as APKs from this site rather than through Play, so installing one means allowing your browser to install unknown apps once. Each app checks this site for a newer build and offers it when one appears.